<![CDATA[I noticed on my banking app that my credit rating had gone down!]]>I noticed on my banking app that my credit rating had gone down! Oh no, I thought. What's happened? What's gone wrong?

Absolutely nothing.

Seems you get punished for taking on debt and then punished more for paying it off.

How does this help anyone?

]]>https://forum.fedi.dk/topic/32ea55c1-eb1f-4ebe-986e-57dcb7630b01/i-noticed-on-my-banking-app-that-my-credit-rating-had-gone-downRSS for NodeMon, 27 Jul 2026 09:30:34 GMTWed, 22 Jul 2026 07:32:37 GMT60<![CDATA[Reply to I noticed on my banking app that my credit rating had gone down! on Wed, 22 Jul 2026 07:51:41 GMT]]>@druid you're not spending enough, i.e. you're not serving capitalism enough

]]>https://forum.fedi.dk/post/https://gts.mrsimoto.nohost.me/users/mrsimoto/statuses/01KY4CY68XX6P32XMT88Y4TPQ3https://forum.fedi.dk/post/https://gts.mrsimoto.nohost.me/users/mrsimoto/statuses/01KY4CY68XX6P32XMT88Y4TPQ3Wed, 22 Jul 2026 07:51:41 GMT<![CDATA[Reply to I noticed on my banking app that my credit rating had gone down! on Wed, 22 Jul 2026 07:47:00 GMT]]>@druid @RussCheshire

]]>https://forum.fedi.dk/post/https://mastodon.ar.al/users/aral/statuses/116962519985894636https://forum.fedi.dk/post/https://mastodon.ar.al/users/aral/statuses/116962519985894636Wed, 22 Jul 2026 07:47:00 GMT<![CDATA[Reply to I noticed on my banking app that my credit rating had gone down! on Wed, 22 Jul 2026 07:41:51 GMT]]>@druid I get marked down for paying off my credit card in full every month.

]]>https://forum.fedi.dk/post/https://mastodon.green/users/christineburns/statuses/116962499707904801https://forum.fedi.dk/post/https://mastodon.green/users/christineburns/statuses/116962499707904801Wed, 22 Jul 2026 07:41:51 GMT<![CDATA[Reply to I noticed on my banking app that my credit rating had gone down! on Wed, 22 Jul 2026 07:39:12 GMT]]>@druid I was told that someone who has never borrowed has the worst credit rating even if they have a good income.

]]>https://forum.fedi.dk/post/https://cupoftea.social/users/snaprails/statuses/116962489327633708https://forum.fedi.dk/post/https://cupoftea.social/users/snaprails/statuses/116962489327633708Wed, 22 Jul 2026 07:39:12 GMT<![CDATA[Reply to I noticed on my banking app that my credit rating had gone down! on Wed, 22 Jul 2026 07:38:37 GMT]]>@druid "...so be a good little consumer, hurry along and spend money you haven't got on things you don't need. Got to keep the bankers happy!"

]]>https://forum.fedi.dk/post/https://mastodon.scot/users/RussCheshire/statuses/116962486986280718https://forum.fedi.dk/post/https://mastodon.scot/users/RussCheshire/statuses/116962486986280718Wed, 22 Jul 2026 07:38:37 GMT<![CDATA[Reply to I noticed on my banking app that my credit rating had gone down! on Wed, 22 Jul 2026 07:38:25 GMT]]>@druid What flocking madness is this? What nincompoopian brain has come up with this?

😳

]]>https://forum.fedi.dk/post/https://writing.exchange/users/paulk/statuses/116962486195568746https://forum.fedi.dk/post/https://writing.exchange/users/paulk/statuses/116962486195568746Wed, 22 Jul 2026 07:38:25 GMT<![CDATA[Reply to I noticed on my banking app that my credit rating had gone down! on Wed, 22 Jul 2026 07:38:04 GMT]]>@druid

It's doesn't. It helps the lenders, not the customer 😟🤷‍♂️

]]>https://forum.fedi.dk/post/https://infosec.exchange/users/simonzerafa/statuses/116962484875092274https://forum.fedi.dk/post/https://infosec.exchange/users/simonzerafa/statuses/116962484875092274Wed, 22 Jul 2026 07:38:04 GMT