<![CDATA[The central bank of Denmark, Nationalbanken, today announced its new offline payment system which means Danes will be able to pay digitally at the store — even when the internet is down.]]>The central bank of Denmark, Nationalbanken, today announced its new offline payment system which means Danes will be able to pay digitally at the store — even when the internet is down.

This means both credit card payments and cellphone payments go through at the counter up to 7 days into an internet breakdown, because of a new technological solution which is being rolled out at grocery stores first.

Pharmacies will be added to the system later this year.

https://via.ritzau.dk/pressemeddelelse/14873884?lang=da&amp%3BpublisherId=13561853

]]>https://forum.fedi.dk/topic/35d0b7ca-77be-4979-849f-d02685aacd5f/the-central-bank-of-denmark-nationalbanken-today-announced-its-new-offline-payment-system-which-means-danes-will-be-able-to-pay-digitally-at-the-store-even-when-the-internet-is-down.RSS for NodeFri, 17 Apr 2026 06:40:45 GMTMon, 13 Apr 2026 08:14:55 GMT60<![CDATA[Reply to The central bank of Denmark, Nationalbanken, today announced its new offline payment system which means Danes will be able to pay digitally at the store — even when the internet is down. on Mon, 13 Apr 2026 13:01:49 GMT]]>@cptbutton AFAIK it's a risk based system. There likely is a cap to the amount you can pay, too. Note that you only use it when the network is down, which reduces the risk of abuse significantly.

]]>https://forum.fedi.dk/post/https://infosec.exchange/users/harrysintonen/statuses/116397526835243483https://forum.fedi.dk/post/https://infosec.exchange/users/harrysintonen/statuses/116397526835243483Mon, 13 Apr 2026 13:01:49 GMT<![CDATA[Reply to The central bank of Denmark, Nationalbanken, today announced its new offline payment system which means Danes will be able to pay digitally at the store — even when the internet is down. on Mon, 13 Apr 2026 12:59:49 GMT]]>@michael @harrysintonen @randahl

Does this mean the system has a copy of everyone's balance, or at least balance range? Or are they just taking the risk that someone with a very low debit balance could spend money they don't have for a week?

]]>https://forum.fedi.dk/post/https://dice.camp/users/cptbutton/statuses/116397518982426325https://forum.fedi.dk/post/https://dice.camp/users/cptbutton/statuses/116397518982426325Mon, 13 Apr 2026 12:59:49 GMT<![CDATA[Reply to The central bank of Denmark, Nationalbanken, today announced its new offline payment system which means Danes will be able to pay digitally at the store — even when the internet is down. on Mon, 13 Apr 2026 12:55:39 GMT]]>@sinjut
The "flyswatter" in classic Danish slang
@randahl

]]>https://forum.fedi.dk/post/https://expressional.social/users/notsoloud/statuses/116397502595030759https://forum.fedi.dk/post/https://expressional.social/users/notsoloud/statuses/116397502595030759Mon, 13 Apr 2026 12:55:39 GMT<![CDATA[Reply to The central bank of Denmark, Nationalbanken, today announced its new offline payment system which means Danes will be able to pay digitally at the store — even when the internet is down. on Mon, 13 Apr 2026 11:55:01 GMT]]>@michael @Jurkis Sure. Similar limitations likely apply in each country individually to limit fraud. What I meant with there was that you don't need some kind of a special card for it to work. The change applies to existing cards, that is.

]]>https://forum.fedi.dk/post/https://infosec.exchange/users/harrysintonen/statuses/116397264167971200https://forum.fedi.dk/post/https://infosec.exchange/users/harrysintonen/statuses/116397264167971200Mon, 13 Apr 2026 11:55:01 GMT<![CDATA[Reply to The central bank of Denmark, Nationalbanken, today announced its new offline payment system which means Danes will be able to pay digitally at the store — even when the internet is down. on Mon, 13 Apr 2026 11:51:15 GMT]]>https://forum.fedi.dk/post/https://westergaard.social/objects/0f723c04-2512-45c6-beb7-bf9b91d97578https://forum.fedi.dk/post/https://westergaard.social/objects/0f723c04-2512-45c6-beb7-bf9b91d97578Mon, 13 Apr 2026 11:51:15 GMT<![CDATA[Reply to The central bank of Denmark, Nationalbanken, today announced its new offline payment system which means Danes will be able to pay digitally at the store — even when the internet is down. on Mon, 13 Apr 2026 11:48:24 GMT]]>@randahl i’m troubled by the wider implications

]]>https://forum.fedi.dk/post/https://beige.party/users/Kierkegaanks/statuses/116397238158537683https://forum.fedi.dk/post/https://beige.party/users/Kierkegaanks/statuses/116397238158537683Mon, 13 Apr 2026 11:48:24 GMT<![CDATA[Reply to The central bank of Denmark, Nationalbanken, today announced its new offline payment system which means Danes will be able to pay digitally at the store — even when the internet is down. on Mon, 13 Apr 2026 11:41:55 GMT]]>@randahl Great idea

]]>https://forum.fedi.dk/post/https://mastodon.social/users/Robo105/statuses/116397212640113991https://forum.fedi.dk/post/https://mastodon.social/users/Robo105/statuses/116397212640113991Mon, 13 Apr 2026 11:41:55 GMT<![CDATA[Reply to The central bank of Denmark, Nationalbanken, today announced its new offline payment system which means Danes will be able to pay digitally at the store — even when the internet is down. on Mon, 13 Apr 2026 11:31:26 GMT]]>Sure. The same thing is coming to other nordic countries and Estonia, too. This was announced in May 2025 already. See https://www.reuters.com/business/finance/nordics-estonia-plan-offline-card-payment-back-up-if-internet-cut-2025-05-07/

Sweden rolls out their system by July 2026. https://www.riksbank.se/en-gb/press-and-published/notices-and-press-releases/press-releases/2025/offline-card-payments-should-be-possible-no-later-than-1-july-2026/

Riksbank also has a some explanation how it works: https://www.riksbank.se/en-gb/payments--cash/payment-preparedness/offline-payments/

It should be noted that this is more of a regulatory change. Technical aspects of offline payments have been in the systems since for a very long time.

]]>https://forum.fedi.dk/post/https://infosec.exchange/users/harrysintonen/statuses/116397171437178445https://forum.fedi.dk/post/https://infosec.exchange/users/harrysintonen/statuses/116397171437178445Mon, 13 Apr 2026 11:31:26 GMT<![CDATA[Reply to The central bank of Denmark, Nationalbanken, today announced its new offline payment system which means Danes will be able to pay digitally at the store — even when the internet is down. on Mon, 13 Apr 2026 11:26:09 GMT]]>@randahl The next step is getting rid of non-european data transfer of card payments.

]]>https://forum.fedi.dk/post/https://mastodon.gamedev.place/ap/users/116092650648397225/statuses/116397150653341631https://forum.fedi.dk/post/https://mastodon.gamedev.place/ap/users/116092650648397225/statuses/116397150653341631Mon, 13 Apr 2026 11:26:09 GMT<![CDATA[Reply to The central bank of Denmark, Nationalbanken, today announced its new offline payment system which means Danes will be able to pay digitally at the store — even when the internet is down. on Mon, 13 Apr 2026 11:20:11 GMT]]>
There's a huge difference – credit cards can work off-line as they do not need to check the account balance, but debit cards needed an internet connection to check the amount to be deducted is available.

They very likely handle debit cards the same way: by just allowing people to spend for a week without checking the balance. It used to be possible using Danish debit cards as well but was removed for security reasons (financial security, not security security).]]>https://forum.fedi.dk/post/https://westergaard.social/objects/d7adca25-9b8a-40a2-aa58-5738c478c278https://forum.fedi.dk/post/https://westergaard.social/objects/d7adca25-9b8a-40a2-aa58-5738c478c278Mon, 13 Apr 2026 11:20:11 GMT<![CDATA[Reply to The central bank of Denmark, Nationalbanken, today announced its new offline payment system which means Danes will be able to pay digitally at the store — even when the internet is down. on Mon, 13 Apr 2026 11:18:27 GMT]]>@Jurkis Note that this is on the payment system side, rather than specific card. So any card will work.

]]>https://forum.fedi.dk/post/https://infosec.exchange/users/harrysintonen/statuses/116397120376057688https://forum.fedi.dk/post/https://infosec.exchange/users/harrysintonen/statuses/116397120376057688Mon, 13 Apr 2026 11:18:27 GMT<![CDATA[Reply to The central bank of Denmark, Nationalbanken, today announced its new offline payment system which means Danes will be able to pay digitally at the store — even when the internet is down. on Mon, 13 Apr 2026 11:15:54 GMT]]>https://forum.fedi.dk/post/https://westergaard.social/objects/748ee717-f16f-436a-90d5-a0d55c9f4c47https://forum.fedi.dk/post/https://westergaard.social/objects/748ee717-f16f-436a-90d5-a0d55c9f4c47Mon, 13 Apr 2026 11:15:54 GMT<![CDATA[Reply to The central bank of Denmark, Nationalbanken, today announced its new offline payment system which means Danes will be able to pay digitally at the store — even when the internet is down. on Mon, 13 Apr 2026 11:14:34 GMT]]>@harrysintonen @randahl We had such type of bank cards (issued by bank Snoras) in Lithuania at about 1993-2010. Then Snoras bankrupted.

]]>https://forum.fedi.dk/post/https://mastodon.social/users/Jurkis/statuses/116397105097757864https://forum.fedi.dk/post/https://mastodon.social/users/Jurkis/statuses/116397105097757864Mon, 13 Apr 2026 11:14:34 GMT<![CDATA[Reply to The central bank of Denmark, Nationalbanken, today announced its new offline payment system which means Danes will be able to pay digitally at the store — even when the internet is down. on Mon, 13 Apr 2026 10:59:11 GMT]]>@randahl Are they running the infrastructure independent of the US? Or is it like the EU creating a payment system that still runs on AWS?

]]>https://forum.fedi.dk/post/https://infosec.exchange/users/derekheld/statuses/116397044634012237https://forum.fedi.dk/post/https://infosec.exchange/users/derekheld/statuses/116397044634012237Mon, 13 Apr 2026 10:59:11 GMT<![CDATA[Reply to The central bank of Denmark, Nationalbanken, today announced its new offline payment system which means Danes will be able to pay digitally at the store — even when the internet is down. on Mon, 13 Apr 2026 10:55:55 GMT]]>@randahl That's just a parallel network that can save 7 days of activity, after seventh day if you make a transaction you'll get an error message. Pretty sure say used already made infrastructure.

]]>https://forum.fedi.dk/post/https://mastodon.social/ap/users/116235329588946370/statuses/116397031762794948https://forum.fedi.dk/post/https://mastodon.social/ap/users/116235329588946370/statuses/116397031762794948Mon, 13 Apr 2026 10:55:55 GMT<![CDATA[Reply to The central bank of Denmark, Nationalbanken, today announced its new offline payment system which means Danes will be able to pay digitally at the store — even when the internet is down. on Mon, 13 Apr 2026 10:24:49 GMT]]>@randahl This must be the proper digitalization they're talking about all the time here in Germany... Well done, my favorite emigration countrx, ! ❤️

]]>https://forum.fedi.dk/post/https://metalized.net/users/oliver/statuses/116396909512291817https://forum.fedi.dk/post/https://metalized.net/users/oliver/statuses/116396909512291817Mon, 13 Apr 2026 10:24:49 GMT<![CDATA[Reply to The central bank of Denmark, Nationalbanken, today announced its new offline payment system which means Danes will be able to pay digitally at the store — even when the internet is down. on Mon, 13 Apr 2026 10:17:40 GMT]]>@harrysintonen in a world where Russian hackers are constantly trying to shut down essential digital infrastructure in Europe, I this is indeed both new at our stores and very, very important.

]]>https://forum.fedi.dk/post/https://mastodon.social/users/randahl/statuses/116396881365179871https://forum.fedi.dk/post/https://mastodon.social/users/randahl/statuses/116396881365179871Mon, 13 Apr 2026 10:17:40 GMT<![CDATA[Reply to The central bank of Denmark, Nationalbanken, today announced its new offline payment system which means Danes will be able to pay digitally at the store — even when the internet is down. on Mon, 13 Apr 2026 10:16:06 GMT]]>@randahl
Fine. One question though: still Mastercard or Visa or Danish banking system?

]]>https://forum.fedi.dk/post/https://social.tchncs.de/users/petpet/statuses/116396875241666616https://forum.fedi.dk/post/https://social.tchncs.de/users/petpet/statuses/116396875241666616Mon, 13 Apr 2026 10:16:06 GMT<![CDATA[Reply to The central bank of Denmark, Nationalbanken, today announced its new offline payment system which means Danes will be able to pay digitally at the store — even when the internet is down. on Mon, 13 Apr 2026 09:35:59 GMT]]>@randahl Airplane inflight card payments have been doing this for ages. So nothing new technically as far as I can tell.

]]>https://forum.fedi.dk/post/https://infosec.exchange/users/harrysintonen/statuses/116396717492440027https://forum.fedi.dk/post/https://infosec.exchange/users/harrysintonen/statuses/116396717492440027Mon, 13 Apr 2026 09:35:59 GMT<![CDATA[Reply to The central bank of Denmark, Nationalbanken, today announced its new offline payment system which means Danes will be able to pay digitally at the store — even when the internet is down. on Mon, 13 Apr 2026 09:01:39 GMT]]>@randahl this needs to spread cross whole EU, we will be waiting for digital Euro forever

]]>https://forum.fedi.dk/post/https://f.cz/ap/users/115531591970190639/statuses/116396582492196497https://forum.fedi.dk/post/https://f.cz/ap/users/115531591970190639/statuses/116396582492196497Mon, 13 Apr 2026 09:01:39 GMT<![CDATA[Reply to The central bank of Denmark, Nationalbanken, today announced its new offline payment system which means Danes will be able to pay digitally at the store — even when the internet is down. on Mon, 13 Apr 2026 08:55:20 GMT]]>Next step, cash money is no longer accepted, because the new system has so many “advantages”.
Which means that banks and government gain total insight and control of everyone’s expenditures.

]]>https://forum.fedi.dk/post/https://fediverse.thefloatinglab.world/objects/ee4583ef-5b5a-4570-a01e-b045cee15acbhttps://forum.fedi.dk/post/https://fediverse.thefloatinglab.world/objects/ee4583ef-5b5a-4570-a01e-b045cee15acbMon, 13 Apr 2026 08:55:20 GMT<![CDATA[Reply to The central bank of Denmark, Nationalbanken, today announced its new offline payment system which means Danes will be able to pay digitally at the store — even when the internet is down. on Mon, 13 Apr 2026 08:52:57 GMT]]>@randahl Amazing what's possible if people want to make something happen, well done.

]]>https://forum.fedi.dk/post/https://hessen.social/users/schmic/statuses/116396548288119705https://forum.fedi.dk/post/https://hessen.social/users/schmic/statuses/116396548288119705Mon, 13 Apr 2026 08:52:57 GMT<![CDATA[Reply to The central bank of Denmark, Nationalbanken, today announced its new offline payment system which means Danes will be able to pay digitally at the store — even when the internet is down. on Mon, 13 Apr 2026 08:35:16 GMT]]>@randahl This is good news. A hotel employee in Denmark was a little bit concerned when my card didn't work there; he said Denmark had just suffered a nationwide payment outage. Quite a problem as we transition more and more towards digital payments...

]]>https://forum.fedi.dk/post/https://mastodon.social/users/txtx/statuses/116396478697153358https://forum.fedi.dk/post/https://mastodon.social/users/txtx/statuses/116396478697153358Mon, 13 Apr 2026 08:35:16 GMT<![CDATA[Reply to The central bank of Denmark, Nationalbanken, today announced its new offline payment system which means Danes will be able to pay digitally at the store — even when the internet is down. on Mon, 13 Apr 2026 08:29:57 GMT]]>@randahl Nice, well done Denmark!

]]>https://forum.fedi.dk/post/https://mastodon.de/users/raisondetredev/statuses/116396457788808633https://forum.fedi.dk/post/https://mastodon.de/users/raisondetredev/statuses/116396457788808633Mon, 13 Apr 2026 08:29:57 GMT