I come home from an amazing trip to an email from VISA, letting me know they're increasing their annual merchant fee from $500 to $950, and there's nothing I can do because they've got a monopoly and I need them to have a business.
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I come home from an amazing trip to an email from VISA, letting me know they're increasing their annual merchant fee from $500 to $950, and there's nothing I can do because they've got a monopoly and I need them to have a business.
If Mastercard contact me soon to do the same thing, they will have effectively doubled my fees and I legit will need to make some difficult decisions about my future.
Like, although I'm growing slowly over on my website with my studio members, it's not yet at the point where it's even covering my monthly bills comfortably, let alone anything else.
When I started my website I had to take out a loan to be able to afford the first Visa/Mastercard fee. I've been paying that loan off slowly, but yeah. I can't take out another loan for this one - it's not sustainable.
I'll have a chat with Husbeard over the weekend -
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Like, although I'm growing slowly over on my website with my studio members, it's not yet at the point where it's even covering my monthly bills comfortably, let alone anything else.
When I started my website I had to take out a loan to be able to afford the first Visa/Mastercard fee. I've been paying that loan off slowly, but yeah. I can't take out another loan for this one - it's not sustainable.
I'll have a chat with Husbeard over the weekend -
For now I'll do an update for my studio members and then sink myself into the end of the month page crunch.
TL;DR: I have to pay VISA/Mastercard annual fees because I draw erotica, and CCBill take bigger cuts of my income because I'm considered High Risk for... Drawing Erotica.
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I come home from an amazing trip to an email from VISA, letting me know they're increasing their annual merchant fee from $500 to $950, and there's nothing I can do because they've got a monopoly and I need them to have a business.
If Mastercard contact me soon to do the same thing, they will have effectively doubled my fees and I legit will need to make some difficult decisions about my future.
@JenJen Yeesh
I'm so sorry, Jen. -
I come home from an amazing trip to an email from VISA, letting me know they're increasing their annual merchant fee from $500 to $950, and there's nothing I can do because they've got a monopoly and I need them to have a business.
If Mastercard contact me soon to do the same thing, they will have effectively doubled my fees and I legit will need to make some difficult decisions about my future.
@JenJen that’s ludicrous!
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For now I'll do an update for my studio members and then sink myself into the end of the month page crunch.
TL;DR: I have to pay VISA/Mastercard annual fees because I draw erotica, and CCBill take bigger cuts of my income because I'm considered High Risk for... Drawing Erotica.
offers empathetic hugs, if wanted 🥺
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For now I'll do an update for my studio members and then sink myself into the end of the month page crunch.
TL;DR: I have to pay VISA/Mastercard annual fees because I draw erotica, and CCBill take bigger cuts of my income because I'm considered High Risk for... Drawing Erotica.
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I come home from an amazing trip to an email from VISA, letting me know they're increasing their annual merchant fee from $500 to $950, and there's nothing I can do because they've got a monopoly and I need them to have a business.
If Mastercard contact me soon to do the same thing, they will have effectively doubled my fees and I legit will need to make some difficult decisions about my future.
@JenJen I wish I'd been able to charge a load of money for doing next to F all.
Madness.
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I come home from an amazing trip to an email from VISA, letting me know they're increasing their annual merchant fee from $500 to $950, and there's nothing I can do because they've got a monopoly and I need them to have a business.
If Mastercard contact me soon to do the same thing, they will have effectively doubled my fees and I legit will need to make some difficult decisions about my future.
@JenJen jesus christ
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I come home from an amazing trip to an email from VISA, letting me know they're increasing their annual merchant fee from $500 to $950, and there's nothing I can do because they've got a monopoly and I need them to have a business.
If Mastercard contact me soon to do the same thing, they will have effectively doubled my fees and I legit will need to make some difficult decisions about my future.
@JenJen ffffffffffffffffffuuuuuuuuuuuu
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I come home from an amazing trip to an email from VISA, letting me know they're increasing their annual merchant fee from $500 to $950, and there's nothing I can do because they've got a monopoly and I need them to have a business.
If Mastercard contact me soon to do the same thing, they will have effectively doubled my fees and I legit will need to make some difficult decisions about my future.
@JenJen Do you have any contacts from other stall holders at the various events you've done recently ? They could be in the same boat, and maybe they will have some ideas ? (Even if it's just about where to complain/protest)
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I come home from an amazing trip to an email from VISA, letting me know they're increasing their annual merchant fee from $500 to $950, and there's nothing I can do because they've got a monopoly and I need them to have a business.
If Mastercard contact me soon to do the same thing, they will have effectively doubled my fees and I legit will need to make some difficult decisions about my future.
@JenJen that is so silly that just because you draw erotic art you have to pay more solely because of this.
It is still art what you are doing after all.
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I come home from an amazing trip to an email from VISA, letting me know they're increasing their annual merchant fee from $500 to $950, and there's nothing I can do because they've got a monopoly and I need them to have a business.
If Mastercard contact me soon to do the same thing, they will have effectively doubled my fees and I legit will need to make some difficult decisions about my future.
@JenJen so I'd be better off posting you cash notes at this point?
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I come home from an amazing trip to an email from VISA, letting me know they're increasing their annual merchant fee from $500 to $950, and there's nothing I can do because they've got a monopoly and I need them to have a business.
If Mastercard contact me soon to do the same thing, they will have effectively doubled my fees and I legit will need to make some difficult decisions about my future.
@JenJen I don't know if it's a stupid idea or not, but have you considered setting up a coop with other artists. You could split the costs across the members and create a single website that would cross market. It wouldn't be easy and would require trust and cooperation but I thought I'd throw the idea out, in case it was of value.
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Doing morning accounts with a thumb-injured Husbeard
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Doing morning accounts with a thumb-injured Husbeard
Husbeard losing his mind at my spreadsheet
"Why - what is"
"Oh I merged them"
"Why"
"Because it looks pretty"
"WHY WOULD YOU MERGE THEM" -
Husbeard losing his mind at my spreadsheet
"Why - what is"
"Oh I merged them"
"Why"
"Because it looks pretty"
"WHY WOULD YOU MERGE THEM"Currently it looks like Im earning less on CCBILL than my annual Visa fee to use CCBILL - it's close to Zero, like my annual Ccbill income cancels out the fee.
Sooo I'm earning nothing for the privilege to exist to take payment.
Positives: Number Do Be Going Up Every Month.
Reminder: I draw sexy pictures.
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Currently it looks like Im earning less on CCBILL than my annual Visa fee to use CCBILL - it's close to Zero, like my annual Ccbill income cancels out the fee.
Sooo I'm earning nothing for the privilege to exist to take payment.
Positives: Number Do Be Going Up Every Month.
Reminder: I draw sexy pictures.
@JenJen
I'll see if Elavon decides to play nice with my bank nowadays... -
For now I'll do an update for my studio members and then sink myself into the end of the month page crunch.
TL;DR: I have to pay VISA/Mastercard annual fees because I draw erotica, and CCBill take bigger cuts of my income because I'm considered High Risk for... Drawing Erotica.
@JenJen Yeah, risky. Erotica. As if it's not one of the few things that will always accompany humanity. ffs.
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@JenJen so I'd be better off posting you cash notes at this point?
@M0YNG I think we'll be returning to the British Tradition of "hedge porn" soon
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Currently it looks like Im earning less on CCBILL than my annual Visa fee to use CCBILL - it's close to Zero, like my annual Ccbill income cancels out the fee.
Sooo I'm earning nothing for the privilege to exist to take payment.
Positives: Number Do Be Going Up Every Month.
Reminder: I draw sexy pictures.
Thank you all for the comments and suggestions
️ sorry I'm not responding much - I'm making comic pages atm and will do another studio update with my Plan etc in a bit.
