so, some random thoughts on #selfhosting decisions I've made as a technically-homeless semi-nomadic digital serf:

it would benefit me to be "dogfooding" Nextcloud more than I do, because my partner in Wordpress crime and I are learning it in order to be able to sell services installing & maintaining it for people who don't want to use MS365 or G Suite.

I do use Nextcloud for purposes related to our business together, but I don't yet have a personal install.

for calendar, todo, and contacts I use an install of Baikal on a penny webhost, with aCalendar and Tasks.org on my Android device (a desktop frontend is an unsolved problem)

for notes & documentation, I use Tiddlywiki

for file sync, I use Syncthing.

Nextcloud could do all of this in one fell swoop, so why don't I use that instead?

the answer, in short, has to do with *resilience* - specifically in the context of life instability which leads to an occasional inability to pay bills.